Платежі та комплаєнс

Платежі, картки та гейтвеї

Крипта, яку можна витратити на будь-якому терміналі

  • Issuing
  • Gateway
  • White-label

Two ways to take it

  • White-label — with sourceDeployed on your own infrastructure under your brand, with the source code handed over so your team can extend it directly.
  • SaaS — hostedThe same product on infrastructure we run, priced as a subscription – you get the interface and the API, not the codebase.
Платежі, картки та гейтвеї
merchant dashboard · conversion at authorisation
21 + 20
Crypto assets and fiat currencies
10+
White-label launches
13+
Years shipping production software, since 2013
150+
In-house team, design to launch
Stack
  • Nuxt.js
  • PHP Laravel
  • Node.js blockchain services
  • PostgreSQL
  • React Native
  • Apple Pay / Google Pay

Cases behind this

Products in this line that are running in production, with real users on them.

The module catalogue

Pick a module to see what it does and how it looks.

Crypto gateway

Crypto gateway

The rails E-Gates runs in production.

  • 21 assets: BTC, ETH, USDT, SOL, TON, TRX, XRP, DOGE and on
  • Deposits, withdrawals and invoicing
  • Automatic conversion between assets
  • Business dashboard with pass / decline statistics

Fiat gateway

  • 20 currencies: USD, EUR, GBP, JPY, PLN, CHF, CZK and on
  • Card and bank rails into the balance system
  • Payment by card, by bank transfer or from an internal wallet
  • Automatic currency exchange

Card programme

The programme Qmall's cards are issued on.

  • Virtual and physical cards with NFC
  • Apple Pay and Google Pay wallets
  • ATM withdrawals and EUR account top-ups
  • Crypto-to-fiat conversion at authorisation
  • Online shopping across the EU
  • Card tiers with payments in USDT and EUR
  • Sub-provider setup: your cards on our programme, the way Qmall runs

Merchant processing

The stack the VirPay merchant is a white-label of.

  • Merchant sub-accounts with per-merchant plans
  • Invoicing and settlement
  • Deposit and withdrawal statistics per merchant
  • White-label deployment under the client's brand
  • Crypto checkout for ticket sales – run at the Usyk–Dubois fight

Payouts & cross-border

  • Cross-border payments
  • Creator payouts and donations, fiat and crypto
  • Invoicing and settlement for recurring payouts

Escrow

Money held until the work is accepted.

  • Milestone-based release
  • Dispute resolution flow
  • Ring-fenced accounts
  • Guaranteed deposits for commodity deals

Around the gateway

What connects the rails to a business that already exists.

  • KYC / AML screening

    Per-check verification through our own PassMe: document authentication, face match and screening across 10+ sanction and wanted lists.

  • Certification support

    PCI DSS and GDPR, and brand verification with Visa / Mastercard.

  • Integration into a running product

    The gateway or card programme wired into an existing venue – the way cards went into Qmall and crypto checkout into a ticket office.

  • White-label launch

    The same rails shipped under the client's brand – 10+ white-label launches so far.

Start

Have a product to build?

Tell us the stage you are at. We will tell you what it takes to ship it – architecture, timeline and team.

One business day · scope, timeline and team